Showing posts with label Morality. Show all posts
Showing posts with label Morality. Show all posts

Wednesday, April 14, 2021

Weapons of Math Destruction: How Big Data Increases Inequality and Threatens Democracry by Cathy O'Neil, A Review

Assalamualaikum and greetings dear Bits and Pieces readers, 

I always view the combo of big data and artificial intelligence (AI) with askance. Despite its many pros that are evident in our daily life, big data can entice majority of humans, the possessors of authentic intelligence, to quickly jump to conclusions without so much of a thought. It's ironic actually, considering we have all the data. We may also become entirely dependent on algorithms to make  decisions for us. At least, this is my opinion.

Now from this book, I learn that this deadly combo can also cause imbalance between IQ (intelligence quotient) and EQ (emotional quotient/emotional intelligence); leading to acts of oppression. This issue was pointed out ever so simply by the author, Cathy O'Neil (Except the part where the author made a comparison with baseball to which, as a Malaysian, can't quite relate. To generalize, Malaysians don't play baseball 😁) 

O'Neil started the book by introducing the concept of mathematical model, a familiar topic for me. Basically, a mathematical model tries to express any complex phenomena like the economic system, an office day-to-day operation, the weather, basically anything, in mathematical terms. Mostly with the use of statistics and assumptions (together with big data), a mathematical model can provide you with outcomes, predictions, and explanations. The assumptions are of course, based on evidence. With big data and AI, a mathematical model can be built more complex than ever.

The issue arises when the assumptions were not changed despite evidence proving otherwise (repeated use of the same model) or the outcome/prediction seemed illogical (see now what happens when you abandon reason?).

One may ask, "How come these cause oppression?" To illustrate the harm these pose, allow me to present to you two case studies from this book.  


Case Study 1 -Modelling teacher's competency

A teacher had scored 6 out of 100 on a teaching evaluation test. It's a ridiculous score because he had been teaching for 26 years. We suspect that the score is ridiculous out of moral ethics (EQ) and human reasoning (IQ) i.e. we recognize the teacher's experience and contribution that he made in spreading knowledge to his students. Curiously the next year, he scored 96 out of 100 despite maintaining his teaching methods.

Upon investigation, it was learned that in the year he got 6 out of 100, the teacher was teaching high achieving students and low achieving students. You see, it's difficult for low achieving students to score higher than their average marks. As for high achieving students, they had already scored high marks so they simply couldn't get higher marks. Therefore on the evaluation test, the non-increase in marks indicate that the teacher's teaching methods is abysmal.

On the other hand, in the year that the teacher scored 96 out of 100, he was teaching middle achievers. Middle achievers can either score below or higher than their average marks. That year, most were able to obtain higher than average marks. Due to this increase in marks, the evaluation test captured this as the teacher possessing excellent teaching methods. 

What does this tells us? The mathematical model was inaccurate in evaluating the teacher's ability to teach! The model was practically useless! Allow me to emphasize here, the inaccuracy of the model was detected by recognizing the value of the teacher and applying human reason. This is something that AI and Big Data are incapable of.

Case Study 2 - The United States (US) subprime mortgage crisis

Using algorithms (AI) and data on home mortgages (Big Data), a mathematical model was developed to segregate these mortgages into tranches. These tranches are then packaged into securities before selling them off to investors. The mathematical model had predicted that profit can be generated this way. The thing is, the outcome/prediction was illogical because these mortgages are held by people who are not eligible for loan in the first place. As such, the securities will induce loss sooner or later to the investors (see again why you need to apply human reason?). The mathematicians had somehow forgot about human beings from the model and only saw potential profit (EQ vs IQ). Due to this, many people defaulted on their loans and US suffered a recession.

 

There are many other case studies that O'Neil mentioned in her book. O'Neil concluded that in order to avoid these acts of oppression, the mathematical model of any phenomena must constantly be revised to include recent information. The author also alluded to the importance of reason (authentic intelligence) and moral values before trusting the outcome/prediction of a certain model. Only by holding on to these two traits reason and moral values), we are able to execute justice in this lifetime.

 

Source: O'neil, C. (2017). Weapons of Math Destruction: How Big Data Increases Inequality and Threatens Democracy. Great Britain: Penguin Random House UK

Sunday, March 29, 2020

Voltaire's B*st*rds: The Dictatorship of Reason in the West by John Ralston Saul. A Review.

Assalamualaikum and greetings dear Bits and Pieces readers,

I pray that everyone is safe 🙌. I recently discovered that emojis can be inserted in blog posts! These are only some discoveries that I made during this global pandemic... I pray that everyone is safe and sound. Ameen.

Alhamdulillah (all praise to God), after much brooding, I finally understood the crux of this book. It actually stems from these two schools of thoughts: Socrates's and Plato's.



To put it simply, Socrates believes in the societal well being through the establishment of an ethical system that is built upon human reason [1]. To arrive at that ethical system, Socrates would questioned and challenged people what true ethics actually is. When the assumption of ethics that people held are challenged, Socrates had instilled doubt; to which this book claims the Westerners' lack. This lack of doubt and attention towards the societal well being are the main causes for the degradation of the Western civilization.

On the other hand, the philosophy expounded by Plato attempts to answer what true ethics, or basically the truth of everything, is. According to Plato, everything has an ideal or form in another world that is unchanging. This is termed as the Theory of Forms [2][3]. Since there indeed exists a form or a true answer to the questions raised by Socrates in his dialogues with the people, little doubt is left. So, people just need to think critically, and use all the five senses (vision, hearing, smell, taste, touch), what is the closest ideal version or the closest form of something in this world is. Using the five senses also means taking reality (of this world) into account. As such, this book argues that the West is obsessed with finding the forms of this world through efficiency and professional methodology (employment of technocrats); and views reflection (arising from doubt) as inefficient and the well being of society as secondary (I will argue later why despite thought and the use of five senses, well being of society is not primary). As such, the opening of this book argues that Plato's philosophy has put less emphasize on humanism that his mentor, Socrates, has preached. I, however, humbly disagrees.

Plato did say to take into account reality. The reality is that majority of Westerners value individual freedom more than societal well being. In other words, the West views individual freedom as the form of ethics, and that translates as the reality of this world. Thus it is not that Plato's philosophy is wrong, but it is the people's thought process and the use of five senses that had led to the assumption that individual freedom is the form of ethics. This belief is so ingrained in Westerners so much so that there is no doubt about it. Yes, despite this issue, the conclusion to the problem is still lack of doubt, similar to what Saul (2013) have said in this book. Yet again, I will also show one crucial point from the philosophy of Plato that the book did not highlight.

Saul (2013) had given countless real life examples where efficiency and professional methodology fails to solve a particular problem. He asserts that the current system that we have, politics, education, finance, economy, basically almost everything, are in shambles. The author pinpointed the source of the structural problems to the lack of humanism; where its foundation was built excessively on the Theory of Forms, the discouragement of doubt to permeate, and the inconsequential of societal well-being .

I feel that I need to tackle one particular system or two, in particular education, in particular social science, in particular finance and economics. These are two fields of study that I am familiar with. But this requires, God willing, another blog post for it will be quite lengthy.

Remember before I said that Saul (2013) had missed one important point about Plato's philosophy? That point is the form exists in another world that is unchanging and constant. So frankly, there is no perfect solution for this world. That world i.e. another world that Plato expounded, as to my belief, should be the afterlife. Plato himself was not able to arrive at that conclusion because his philosophical thinking, even Socrates's, does not take religion into consideration. They did not acknowledge, or was not able to arrive at the deduction, that there exists a Supreme Being that is All Knowledgeable.

By extension, try reflecting on this phrase:
Like most religions, reason presents itself as the solution to the problems it has created.
Saul (2013) had written this phrase in the opening vignette in Part I Argument of his book. Reading this statement in passing, one would think that the author views religion in askance for religion is the one who had created these problems in the first place and without shame, claims that it has the solutions.

Yet, notice that Saul (2013) said most religions. Meaning, one can also interpret that the author believes that there exists few religions that can provide answers to mitigate problems that these few religions did not create. Or perhaps Saul (2013) is simply being neutral? I would like to assume that he is in the former category.

In my humble opinion, we should combine doubt, the theory of forms, and religion (or ideas that you can get from it) to arrive at a solution that balances between societal well being and individual well being. When problems of each unit of society (individual/family) is addressed, consequently, the problems of society as a whole will be addressed too. In addition, one cannot be complacent but must constantly evaluate from time to time (stemming from the virtue of doubt), whether the solution presented before, is still practical for the present and future. It is worth emphasizing that ideas from religion is quintessential as human has limit to his/her thinking capacity. Thus, it is only reasonable to deduce that there exists a Supreme Being that is All Knowledgeable, constant, unchanging, and never dies. Plato indirectly said so in his theory of forms.

Before I end this post, I would like to address the other crucial point that the book did not highlight, or probably even consider. Our thought process should be guided by our heart. Sounds corny, I know. But ponder on this example:
You have only $10 and you come across a homeless mother with a child crying out of hunger. Nearby, there's a food stall that sells food for exactly $10. You are hungry yourself. But if your thought process is guided by your heart, there is a very high possibility that you will buy the food for the child instead of you eating it yourself.
Thus in religion, one's thought process is guided by the heart or "eye of the soul" where in Malay we termed it as "matahati". Perhaps, the deduction that individual freedom is the form of ethics comes from the disregarding of matahati.

It is important to be mentioned here that our matahati needs to be guided too. And that guidance can only come from the All Knowledgeable.


Main source: 
Saul, J. R. (2013). Voltaire's B*st*rds: The Dictatorship of Reason in the West. New York: Simon & Schuster Paperbacks.


Tuesday, January 28, 2020

Di Tepi Sungai Dajlah: Kembara ke Kota Baghdad, Iraq by HAMKA

Assalamualaikum and greetings dear Bits and Pieces readers,

On rare occasion, I would accidentally come across a book that is simultaneously unputdownable, on-point, well mannered in its words, and coincides with current world event. This is that book translated in English; On the Banks of Dajlah River: Travel to the City of Baghdad, Iraq.


Di Tepi Sungai Dajlah narrates HAMKA's travelings in Iraq with a backdrop of the region's history. Due to the fact that I had visited Iran last year, the never ending Sunni-Shiite quandary, and the assassination of Iranian General Suleimani, I immediately felt an affinity to this book.

For this post, allow me to concisely discuss the lessons that we can derive from the Sunni-Shiite quandary within the context of this book.

Let me first state one thing (lest I'll be judge in the social media tribunal), that I am a Sunni and disagrees with the Shiite doctrine. Yet, I feel the pure hatred that half, if not majority of Malaysian Sunnis, have on Shiite has caused a dangerous rift between Muslims. I am well aware that there are fatwas saying that Shiite are not Muslims, but I will reserve my comments on this matter. Instead, let me turn your attention to HAMKA's narration in pages 75 to 78 [1] (brief explanation in English is provided after):

Maka bilamana kami telah masuk ke dalam perkarangan makam Abbas itu, mulailah mutawwif kami mengajarkann bacaan-bacaan. Mula sekali mengucapkan salam pada Rasulullah, sesudah itu kepada Ali bin Abi Talib, sesudah itu kepada Hasan dan Husain, barulah langsung kepada Abbas ini. Bermacam-macam pujian diberikan kepadanya, dan kami turutkan. Kemudian mulailah bacaan berisi politik itu, iaitu mengutuk kepada orang yang membunuhnya dan mengutuk kepada orang yang menyuruh bunuh! Tentu saja Yazid!

Oleh kami adalah kaum Sunni, dan pasal kutuk mengutuk itu tidak ada dalam ajaran kepercayaan kami, maka di waktu bacaan sampai di sana, kami berdiam diri. Diulang oleh mutawwif kami itu sampai dua kali, kami tidak mahu menurutkan...mutawwif kami kelihatan agak kurang gembiranya...

Lalu di tengah jalan saya suruh mutawwif itu mendekat dan saya berkata: "Kami ini bangsa Indonesia, mazhab kami ialah Sunni, Syafie. Tetapi kami bukanlah membenci zuriat Rasul (keturunan Rasul). Kami ziarah kemari dari tempat yang jauh karena kami pun cinta kepada Husain... Sebab itu tuntunlah kami, tunjukkan kepada kami tempat-tempat yang penting, tempat berziarah. Cuma satu permintaan kami, janganlah dibawakan lafaz-lafaz yang mengutuk kepada orang yang telah mati". 

"Maafkan saya! Maafkan saya!" Jawabnya...

"Dahulu Imam Syafie difitnahkan orang di hadapan Raja Harun al-Rashid, dikatakan pembela Syi'ah, sehingga nyaris berbahaya bagi jiwanya" kataku pula. 

"Oh Tuan orang alim. Tuan banyak pengetahuan. Maafkan saya!"

Saya jawab pula: "Alim benar pun tidak, cuma tahu sedikit-sedikit saya kenal nama Ulama Syi'ah yang terbesar di zaman ini. Syed Al-Mujtahid Al-Akbar Syeikh Al Kasyif Ghita".   

"Oh , Tuan kenal nama beliau? Wahai, itu adalah ulama besar kami, pimpinan besar kami. Tuan kenal namanya?"

"Selama orang Islam membaca bahasa Arab, tentu akan kenal buah fikiran beliau. Kenal cita-cita beliau yang luas dan faham beliau yang mendalam". 

Brief English explanation:

When HAMKA and his companion was in the tomb of Abbas, the mutawwif (guide) ask them to praise Muhammad the Prophet (may peace be upon him), then Ali, then Hasan, Husain, and finally Abbas. They did so. But when the mutawwif went into politics and ask them to curse/condemn the killer and the plotter i.e. Yazid, they refused to do so and just kept quiet. The mutawwif was not happy.

HAMKA then explains that they are Sunnis and Sunnis are not supposed to curse. Yet, they do love the lineage of the Prophet. The founder of the Syafie madhab, Imam Syafie himself was slandered in front of a king saying that he's the defender of Shiite. HAMKA proceeded in stating that he also appreciates the thoughts of one of the Shiite's ulama namely Syed Al-Mujtahid Al-Akbar Syeikh Al Kasyif Ghita.  

It is a known fact that Shiite originated from a political disagreement; the reason why I ardently believe the mutawwif had asked HAMKA and his companion to curse/condemn Yazid. Interested readers may read this book to know the exact account of this historic event.

To return back to our main purpose, we can certainly derive two important lessons from HAMKA's narration in pages 75 to 78:
(1) Politics combined with any supremacist ideology can lead to a treacherous schism
(2) Yet, a bridge can be built over the schism by speaking the truth kindly and wisely

Certainly, in this dark age where people defined freedom of expression as freedom to express crudely, it is refreshing to read how HAMKA stood firm on his faith and politely disagreed. At the same time, he had also been respectful and sought common ground to further diffuse the tension. Nowadays, this courteous manner is almost an art form. I give this book 5 stars.


[1] HAMKA. (2018). Di Tepi Sungai Dajlah: Kembara ke Kota Baghdad, Iraq. Kajang: Jejak Tarbiah Publication.

Monday, July 16, 2018

Rationality vs Deep Thought

Assalamualaikum and greetings dear Bits and Pieces readers,

I'm reading a book written by John Ralston Saul entitled "Voltaire's Bastards: The Dictatorship of Reason in the West". I started reading it in 2016 and even after two years, haven't finish. This is record breaking for me as I've always been a fast reader. Still, it is unsurprising because the writer is a philosopher. Like most philosophers, it's so difficult to fathom his thoughts!

Fortunately (and alhamdulillah), his ideas got across to me recently. I am able to boil down his points into one simple sentence:
People make wrong decisions when they confuse rationality with deep thought.
You are questioning this sentence, aren't you? "Is not rationality similar to deep thought," you ask? Even Thesaurus lists wise as a synonym to rational. Well, you and Thesaurus have never been more wrong.

No, this post is not a book review to support that fact. The book review might come in the future, God willing. Probably eons away in the future. The actual purpose of this post is to explain how rationality is different from deep thought based on two simplest examples.


Image by tsukiko-kiyomidzu



1. Social media posts
It is easy to say that a person is narcissistic when (s)he post a lot of selfies on social media. People quickly presume that someone is an attention seeker when (s)he post a lot of personal struggles online. These conclusions are rationale, after all.
But should we think deeper, we might arrive at a different conclusion; the former might be suffering from a mental condition (which a study had recently pointed out) while the latter could view writing in social media as a form of therapy.

O you who have believed, avoid much [negative] assumption. Indeed, some assumption is sin. And do not spy or backbite each other. Would one of you like to eat the flesh of his brother when dead? You would detest it. And fear Allah ; indeed, Allah is Accepting of repentance and Merciful.
[Quran: Chapter 49 Verse 12]


2. Stages in life
We are often advised to embark in life by following these steps: obtain an education, get a high paying career, get married, and have kids. These stages must be followed accordingly and religiously. The masses have agreed that to skip any step or to not follow them in order would translate into a difficult life. To clarify further: If you don't get an education, it will be difficult for you to find a high paying job. And if you can't find a high paying job, you won't have enough money to start a family. This insecurity will cause difficulties. Difficulties in turn, cause restlessness and sadness. These are the lines of a rational thought.
But if we pause for awhile and observe, we'll notice that this isn't necessarily so. People go through these stages of life at different times and at a different pace. Some might not go through one or more of these stages at all. Thus you wonder sometimes, how can the poor still smile and be at peace amidst chaos? How are the rich can be so serious and worried though in stability?

But perhaps you hate a thing and it is good for you; and perhaps you love a thing and it is bad for you. And Allah Knows, while you know not. [Quran: Chapter 2 Verse 216]


You may surmise two things from the above examples. One, cliche and two, morality or ethics.

Well my dear readers, these cliches can be analogous with what Saul wrote in his book. Politics and economics, topics that we would deem novel, have been made complicated by a rational line of thinking. These complexities then have been confused with deep thought. This is because rationally, anyone who possess deep thought, would be able to figure it out. The reality is, these complexities are to create a class or a caste that would separate people by "knowledge" (I think the strike through together with the quote will further emphasize how knowledge, in this sentence, is an oxymoron).

Anyhow, like I said earlier, I'm not going to elaborate further what Saul wrote in his book; at least not in this post. But I'd like to share a conclusion that I've arrived at.

To be a person with deep thought we need:
1) Simplicity
2) Morality/ethics
Do you agree with me? Or you simply don't care?

Sunday, March 11, 2018

Hiking and Discovery

Assalamualaikum and greetings dear Bits and Pieces readers,

Currently in Malaysia, mountain and hill hiking are becoming a fad. Facebookers elate when they find new hill hiking spots and people race to post their hiking adventures on Instagram. These did not go unnoticed. Both responsible and irresponsible hiking trip organisers mushroomed and more people get sucked into the euphoria.

The hiking "fad" isn't necessary a negative connotation, though. It actually presents another method of spending time aside from the typical activities of shopping, dining, gaming, clubbing, and watching Korean soap operas. It began to dawn on people that they can still have a blast and de-stress while sweating.

There are also those who went one step further and find hiking therapeutic. Somehow, the world made much more sense, serenity becomes less elusive, and God is all the more omnipresent. I would like to believe that I'm in this category.


1. Constant steep trail = Never ending trials
Mount Datuk in Rembau is the most popular place to hike for those who want to transition from hill hiking to mountain hiking. 80% of its trail involve steep and tiring ascends. I remember pushing myself hard, controlled my breathing, and asked hikers descending the mountain how long more until we reach the top.


One of a few set of stairs leading to the top of Mount Datuk

Raihan, a friend of mine, told me that this steep trail symbolises the never ending trials that we face in life. The capability to breath in oxygen always comes with responsibilities, hardship, anger, annoyance, misunderstanding, and sometimes, the urge to just kill one self. This is simply how ALLAH had designed life to be.

2. Effort, patience, and perseverance always pay off
Still, ALLAH had also decreed that those with effort, patience, and perseverance will pull through. If not in this world, the next.

Kutu Hill is NOT a hill; its a mountain. Situated in Kuala Kubu Bharu, it rises 200+ meters more than Mount Datuk. If Mount Datuk is tiring, Kutu Hill is grueling. My knee gave way and my brother literally had to carry me down for a short while. Its not that the Kutu Hill trail is steeper, but it's longer, wilder, and lonelier. In comparison to Mount Datuk, not many people hike here.

View from the top of Kutu Hill

The Kutu Hill trail reminds me of my PhD studies a bit; a long, winding, and lonely odyssey which has not yet end! To quote Linkin Park, "Uphill struggle, blood, sweat, and tears". Nevertheless, each time I reach the peak of the mountain (or hill) that I'm hiking on, it gives me optimism that I can finish it. This also applies to my ambition of becoming a novelist (despite not being able to fulfill promises to my readers)! 

3. Its the journey that matters
Although messy and unpredictable, its often the journey that matters. There's no meaning if we achieve success by cheating and manipulating. The journey should pain us so that we grow wiser and kinder.  

This hit me when I hiked Botak Hill in Puncak Alam. The top was completely bare like a bald head (hence the name Botak) but the trail was pleasant. We were greeted by ferns, huge boulders, and birds freely roaming the vast sky.

Botak Hill trail

4. Compassion and teamwork
I felt pain not at Botak Hill but at Batu Chondong Hill in Ulu Klang. I fell when I was climbing down a tree. My friend Aisyah, not me, was traumatised with the incident (not to worry, I'm fully recovered, alhamdulillah).

The tree that I fell from, Batu Chondong Hill trail

Truthfully, I did not felt pain when I fell. Maybe I was in a daze but I also like to think that it was because Azratee and Aisyah comforted me. They were willing to slow down to my injured pace and hold my hand as I descended. I, who tends to be secretive, came to terms to the fact that expressing can reduce emotional hurt. 

5. Learning is infinite
To be honest, Batu Chondong Hill trail was the fastest hike for me in comparison to Kutu Hill, Botak Hill, and Mount Datuk. My knee didn't hurt one bit! Indeed, with experience comes skill. But, falling down from a tree, teaches me that I must never feel over confident. I should always be humble, careful, and keep on learning to become better. 

Gasing Hill is an educational jungle set in bustling Petaling Jaya, my very first hiking trail as an adult. Hence the word "educational" absolutely hit home with me because I had learned my very first lesson there; hiking is therapeutic. I remember that I was almost near crazy trying to include waqf (Google it!) into my economic model.

Gasing Hill trail

6. History is a great teacher
History has always been close to my heart. I was the best student for history during PMR (a centralised exam for Form 3 students during my time) and History of Mathematics was my favourite subject during undergraduate studies. My first publish book (which I retracted, by the way) was inspired from that subject.

People always say that we should forget the past. That, in my opinion, is utterly wrong. We have to accept and learn from it because the past is an invaluable teacher. Events in the past, can help guide our thoughts, feelings, actions, and decision making. For instance from the Quran:

And We certainly sent Noah to his people, and he remained among them a thousand years minus fifty years, and the flood seized them while they were wrongdoers. (Surah Al-Ankabut: 14)

This verse teaches us that even 950 years of effort can't change people's minds. It is really up to the individual themselves. Yet the Prophet Noah pressed on because he knows that ALLAH counts his effort; not whether he succeeds or not. As such, we should internalise these lessons that had occurred in the past when we read this verse. Not to mention, finance and economic, two out of many "professional" and "real" areas, still rely heavily on historical data for forecasting.

It is the reason of history that I attempted the Mount Berembun trans Telapak Buruk trail in Pantai twice. During the first try, I wasn't able to reach the World War-II B-24 Liberator air craft crash site. Still eager to see, I attempted the second time and made it to the site. Indeed, nobody can ever know how death may approach.
Remains of the aircraft on Telapak Buruk
 
7. Living reminders of God
It is hard to shake the awe that every hill and mountain hiking has to offer. The animals serve as a reminder that ALLAH is Al-Khaliq (The Creator) while the ruins elucidate ALLAH as Al-Mumeet (The Destroyer). The fruits and rushing water speak of ALLAH Al-Muqeet (The Feeder) while the view from the mountain top shouts ALLAH Al-Aliyy (The Most High). Easy trails echo ALLAH Ar-Raheem (The Merciful) while the arduous ones constantly whisper ALLAH Al-Hafiz (The Guarding One). When I rest and put my head on the bare ground in prayer, I can't help but hear ALLAH Al-Mujeeb (The Responding One). As I descend down the hill, got in my car, and head home, my heart sings ALLAH Al-Ahad (The One).

Broga Hill in Broga

Saturday, November 11, 2017

The House Dilemma

Assalamualaikum and greetings dear Bits and Pieces readers!

I am now a part time lecturer teaching Foundation of Islamic Finance at a public university in Malaysia. It was not long before I realise that students, no matter how boring the topic may be, pay attention when the lecturer is passionate. One such occasion happened when I was arguing on the necessity of a house bought through mortgage.  

Source: Binyamin Mellish
No, it is not the purpose of this post to debate on whether Islamic home financing is truly Islamic. Instead, it is to point out some obvious realities of home financing that people dismiss simply because the realities are not attach to any financial nor economic jargon. It is my personal opinion that when  making decision to buy a house, one should also be aware of the realities and repercussions attached to that decision.

1. Does house equates to a home?
Pause and observe; do all house owners view their house as a home? Some view their house as a long term investment which is not wrong; but some also view their house as a burden. Burden in two senses; burden of debt and burden of not having a real home. A real home is where we view our house as a sanctuary from the elements; both realistically and metaphorically. To describe the latter, most people are working long hours just to pay off the house. This causes fatigue and instead of feeling happy to spend time with their family when they get home from work, they would feel disgruntled. Hence a house that should by default be a home, becomes a mere symbol of financial security. I used the strikethroughs on purpose.  

2. Does house ownership equals to fulfillment of basic need?
Most tolerate the long working hours and family time because they argue that owning a house is a basic human need. House provides shelter and protection for their families, after all.
The fact of the matter is, other choice of housing like renting and mobile homes also give similar protection too. In relation to this, developed countries of Europe chose to rent instead of buying which could be mind boggling for people coming from less developed countries. Taking some points from the link, potential house owners should consider other costs attached to owning a house such as insurance and upkeep before making their final decision.

3. Does a house on a mortgage is truly our house?
It is always wise to be aware of the fact that the house we own is not really our house; at least not until we finish paying the monthly installments that often take up decades. I repeat, in underline and bold, decades. Until then, the house that we see as a financial security, is actually a mirage.
How so?
Consider these risks; losing our job, savings and investments dried up, major health issues (assuming no health insurance was taken), economic crisis etc. Wouldn't this affect our ability to pay the monthly installments? And when we can't pay, the bank will seize our house. Notice the strike through.
I had a conversation with my husband regarding this which I would like to add as a side note. Imagine that we face a religious, morale, and/or principle clash at work. But because of the need to pay down debt, we would easily step on our principles instead of quitting the job. It is as though we become slave to our employers due to debt which had enslaved us in the first place. It's as though we are worshiping two gods without us even realising.

4. Is living within our means and in moderation are backward concepts in this modern era?
This question reminds me of this book, "Voltaire's Bastards: The Dictatorship of Reason in the West"  which I am still reading. John Ralston Saul, the author of this book, strongly critiques the technocrats that ivy league universities are producing. According to the author in page 22, technocrat is "the man who understands the organization, makes use of the technology and controls access to the information, which is a compendium of "facts"". The education they receive, according to him, emphasized more on technical jargons instead of analysing real problems. Even when the problems were address, the solutions were often superficial.
Corresponding to this, it is to my believe that living within our means and in moderation are not backward concepts at all. Instead, they are two simple yet wise principles grounded to reality. Hence, one should not feel dejected when (s)he is being accused by the community as idiots for not taking a mortgage. You are merely considering your physical and mental capacity to shoulder debt.

I would like to end this post with a clarification. I am not criticising those who have taken mortgage. I am merely pointing out the fact that acquiring a mortgage is not necessarily an indicator of financial security. At least, that is what I believe. What do YOU believe?

Saturday, May 28, 2016

Let's Talk About Porn

Assalamualaikum and greetings dear Bits and Pieces readers,

Of recent, my Facebook news feed was flooded with a rape case that had happened in Indonesia. I'm sorry that I couldn't find a link that's in proper English. One website (not in English) related this with a case that had happened around three decades ago; the rape, torture, and murder of Junko Furuta. I read this case haphazardly because her experience was too disturbing. Another story was shared by my friend. She shared the Facebook status of a sexual harassment victim. Harassed in multiple occasions, the victim was later diagnosed with depression and had even tried to take her own life aplenty of times.


Photo credit: Alexas_Fotos

I was deeply affected reading these stories, still am. Especially the rape cases. The pain, the helplessness, and the constant dread and fear inside...they must had felt these all at once. It must be excruciating. They must have prayed for death countless times. The public at large often question how can these men be so repugnant. But not me. Because I know the answer to that; the answer is porn.

Firstly, I'm sure there are other reasons behind these heinous crime. But porn has become a norm that men starts to think it's okay to watch because that's their natural inclination. I don't think many men realise the grave consequences of porn. More on this later. Secondly, nope. This post does not contain the cliche of "watching porn is a sin". It goes waaaaay beyond that.

A few months back, I found Fight the New Drug and learned a LOT from the website. I found out that porn is actually a dangerous addiction like heroin, alcohols, or cigarettes. It makes you feel happy only when you get the chance to watch one. Meaning that making love to your wife, playing basketball with your children, and that cooking hobby of yours won't make you as happy anymore. It's like you need your imagination rather than your already blissful reality. That is just so sad and pathetic.

But there's more. Tonnes and significantly more. Porn disables you from loving for you will not know how to love. Most of the porn contains act of violence which makes those who watch identify violence with pleasure. Porn shows the woman smiling after being subjected to physical and verbal torture making viewers feel that it is okay for them to do the same in real life. And this is precisely why the rape cases that I mentioned earlier (including others) happened.

And you know what? Most of the women that are involve in pornography are drugged, raped, trafficked, and/or abused. In other words, they are forced to smile, forced to enjoy, and forced to participate. Knowing this, would you still demand pornography? If yes, then allow me to say this statement: you are to blame too.

To make matters worse, porn is easily accessible now, even for kids. It is terrifying how warped their ideas on woman and love are going to be. It is disturbing into what kind of men, sons, fathers, brothers, uncles, grandfathers, friends, and boyfriends that they might turn into.  

I'll end this post with this video. And the essence of it is: men are qawwam (caretakers) of women.

    

Wednesday, April 27, 2016

Lessons on Writing: Leaving Time by Jodi Picoult (Spoiler Alert!)

Assalamualaikum and greetings dear Bits and Pieces readers,

It has been long since I post about a novel for one simple reason; I rarely have the time to read for leisure. But I needed to rest my mind so I skeptically bought Leaving Time. When I finish reading it however, I felt glad that I bought it. Not only that I felt refreshed, I also learned a few writing pointers.

But before I delve into those pointers, you need to know the story. Do read the synopsis here and let me fill in the ending later. Read the link, already? Alright then.

Jenna Metcalf and Virgil Stanhope are actually dead and living in the spirit world; of which they did not realise. Hence it's not that Alice didn't want to come back for Jenna but because she can't; she's alive and Jenna is not. Serenity Jones on the other hand, did not know that she was helping two spirits at first.


1. Introducing a riveting element of surprise

Photo credit: Christopher Michel

I find this to be extremely difficult to craft while Jodi Picoult exceeded expectations. Her trick was to make the life of Jenna and Virgil as mundane as possible by narrating the spirit world like our world, like the world of the living just so we do not suspect anything. For example, Jenna riding a bicycle, Jenna browsing the internet, Jenna living with her grandma, Virgil pretending to flirt with a lab attendant, and many others. To not make it look dull, the author added the element of mystery to the story. What I mean by mystery is, readers can't help but want to know why Alice left her daughter. From what Jenna describes her, surely Alice is in some kind of trouble. Maybe she's dead. Maybe she's in captive. So readers would just keep on reading and cling to their curiosity because they NEED to find out why. When the author dropped in casual (and some not so casual) hints throughout the story, the readers just read through them without giving much thought. Combining these three aspects: mundane, mystery, and casual hints will in the end have the awe effect on readers.    


2. Different ways to create awareness in story 

Photo credit: kikatani

More often than not, we write a story because we want to teach certain message(s), make the readers aware of certain issue(s), or provoke readers to think. As a result, we make these the main focus of our story. Take for instance the Hunger Games trilogy. We can easily see that the main message of the story is about political injustice (okay I didn't read the books but I watched the movie which is based on the books). We start to notice that this is happening in the real world.

Focusing back to Leaving Time, Jodi Picoult raised awareness on elephant exploitation and how we need to protect this majestic creature without making it the center stage. She does this by fashioning Alice as a scientist who studies elephant grief of which intertwines with Alice's own grief from losing her own daughter (of course the readers didn't realise it at first). Therefore, Jodi Picoult indirectly speaks to the readers' heart and conscience about the elephants, without making elephants the main focus.


3. The power of story that can reach minds and change hearts


Photo credit: ecooper99
I am an animal lover but now I have a special spot for elephants in my heart. All of this is because I read Leaving Time. So the fact that a book can do this to me becomes my motivation to work harder for my novelette and later writing projects. It made me realise more that writing is a gift from God and it should be used to impact the lives of HIS creatures on earth. Otherwise, we are just being ungrateful to HIM.

I also believe that bearing this in mind can help authors and bloggers to rise up to the grueling task of writing. The same can be said to those who dreams to be a writer. The possibility to change hearts can crush the wall of fear and lack of confidence that often surrounds a future writer.


I sincerely hope that you gain something from this week's post. I also hope that this post has touch or at least brush your lives. Until the next post...do take care! 
  

Wednesday, July 22, 2015

Making Peace with the Story of Our Life

Assalamualaikum and greetings dear Bits and Pieces readers,

We often wonder how our life came down to this. Instead of traveling around the world, we are still stuck at the same place. We thought that marriage are full of roses but we forgot that roses have thorns. The high pay job we now have comes at the expense of family. We couldn't quite grasp the fact that we are condemned to die at such young age. And there are many other downs unique to each of us.


However we know, lamenting can never help. We acknowledge the fact that we only have this one life here on earth, so we need to hold ourselves together. Surely, there is peace amidst all of these.


1. Count our blessings 
Try and list all the favors that God has given us. For instance eyes to see, a nose to smell, a tongue to taste, ears to listen, legs to walk, clothes to keep warm, family to go home to, friends to hang out with, a car to travel, and many others. You'll find that the things that God has already given us is uncountable.  

"And He gave you from all you asked of Him. And if you should count the favor of Allah, you could not enumerate them. Indeed, mankind is [generally] most unjust and ungrateful." (Quran: Chapter 14, Verse 34)

2. Observe those who are less fortunate than us
We always envy those who have more than us. But we rarely see people who own less than us. For example the homeless, people in war torn countries, people who live a lonely life, unemployed, etc. So force ourselves to look at those below us. As a result, we become more grateful and at peace with ourselves.

"When one of you looks at one who stands at a higher level than you in regard to wealth and physical structure, he should also see one who stands at a lower level than you in regard to these things (in which he stands) at a higher level (as compared to him)." (Sahih Muslim no. 2963)

3. Know that God is the Most Compassionate, the Most Merciful, and the All Knowing
The One God in Islam has many names. Two of them are Ar-Rahman (Most Compassionate) and Ar-Rahim (Most Merciful). This means that ALLAH loves and never have ill intention towards us whatsoever. In addition to that, the name All Knowing suggests that everything that happen in our lives, whether good or bad, happens for a reason. Thus, even when we are in a bad situation, do not be angry at God because it happens with love and reason. Instead, accept it with a humble heart.

4. Effort, pray, and submit (EPS)
Being grateful is not enough, however. We should do something about our situation whatever it may be. Unemployed? Be your own boss by starting a business. Marriage in shambles? Set up an appointment with a marriage counselor. In between efforts, pray to God that HE'll give you better. Submit yourself to him and understand that:


Thursday, July 2, 2015

The Lost Adab

Assalamualaikum and greetings dear Bits and Pieces readers,

Freedom of expression is a right that anyone possess. Everyone's been practicing it; including me. But unfortunately, many have use it as an excuse to abandon etiquette (adab). In the guise of freedom of speech, we use profane words just to proof our point. In the guise of freedom of speech, we say hurtful, provocative, and racist words on top of our excessive anger; despite the fact that we know how to say the same thing in a polite but firm manner. Perfect examples of these and many others are especially rampant on social media platforms.

Source: Nouman Ali Khan Collection

In truth, it is our natural tendency to like something that is beautiful such as good manners. Thus it is quite astonishing how we are lacking in that aspect. It is also unbelievable how some disregard adab as something imperative to possess. I guess we had forgotten that adab is what makes us human. In this post, I intend to remind us just this.




1) It is okay to be silent
From my observation, the need to state an opinion for practically every issue known to mankind have become a new culture on social media; even though when we don't particularly understand that issue. Instead of researching it first, we haphazardly take a stand and post it on Facebook anyway. Sometimes we even post it just to gain attention. Not only we manage to make a fool out of our self, we had also slandered an innocent group or individual.

Narrated 'Abdullah bin 'Amr, The Prophet (ﷺ) said, "A Muslim is the one who avoids harming Muslims with his tongue and hands. And a Muhajir (emigrant) is the one who gives up (abandons) all what Allah has forbidden."(Sahih al-Bukhari, no.10)

This new culture has spawn point no.2 onwards.


2) Stop passing unfair judgement
Unfair judgement, born mainly out of false aspersions, leads to character assassination. Should we become the target, the possibility of broken relationships, lost in confidence, and ultimately depression is highly likely. Yet we simply love doing this to others.

"O you who have believed, avoid much [negative] assumption. Indeed, some assumption is sin. And do not spy or backbite each other. Would one of you like to eat the flesh of his brother when dead? You would detest it. And fear Allah; indeed, Allah is Accepting of repentance and Merciful." (Quran, 49:12) 


3) Refrain from using profanity and excessive angst
Look at it this way. Don't you always feel that something is wrong with a person who acts like these? What would you feel if someone uses this kind of language to you or your loved ones? And isn't anger management a mental problem that requires the assistance of psychologists?

Abdullah narrated that the Messenger of Allah said, "The believer does not insult the honor of others, nor curse, nor commit Fahishah, nor is he foul." (At-Tirmidhi, no. 1977)


4) Don't be shy to admit mistakes
Unhealthy debates has certainly become a social media norm. Comments on Facebook for instance show that many are blind to their mistakes. Even when the truth is stark clear, there will always be a group of commentators unwilling to admit that they are wrong. Admitting mistakes has somehow become a sign of weakness when it is actually a sign of arrogance. For me personally, admitting to one's mistake is a sign of courage and a humble soul instead.  

Abdullah narrated that the Messenger of Allah said, "Whoever has a mustard seed's weight of pride (arrogance) in his heart, shall not be admitted into Paradise. And whoever has a mustard seed's weight of faith in his heart, shall not be admitted into the Fire." (At-Tirmidhi: no.1998)


From this moment forth, let's take a moment to think before posting, sharing, and commenting anything on social media. Stop being an online robot which we are not. Let's instead start to become human again.